CAR FINANCE




PERSONAL USE CAR FINANCE



Car Loan

A car loan or secured loan is when the financier lends the client money for the purchase of a vehicle and takes security over the vehicle to protect the loan. The financier will lift the title over the goods at the end of the term, allowing the title to be transferred to the client. This is the most commonly used loan.

  • Flexible Terms 1-7 years

  • Fixed interest rates

  • Finance available from $5,000

  • Balloon payments available

  • Age of vehicles up to 20 years old end of term

  • Dealer and Private sales

  • Luxury, Prestige, Classic & Exotic sales

Personal Loan

Novated Lease


BUSINESS USE CAR FINANCE




Chattel Mortgage

A Chattel Mortgage is a commercial product available to ABN registered businesses or sole traders. Individuals that receive a car allowance from their employer can also access this product. Under a Chattel Mortgage, the customer takes ownership of the vehicle (chattel) at the time of purchase. This is the most commonly used loan for businesses.

  • Flexible contract terms 1-7 years

  • Fixed interest rates

  • Finance available from $5,000

  • Deposit (either cash or trade-in may be used)

  • Balloon payment can be applied reducing monthly repayments

  • Customers registered for GST can claim full GST on the asset when they lodge their next Business Activity Statement

  • Depreciation and interest can be claimed as a Tax Deduction

Finance Lease

Novated Lease

Start Up Company, Sole Trader, Partnership or Trust Car Loan

Lo-Doc Company, Sole Trader, Partnership or Trust Car Loan

Full-Doc Company, Sole Trader, Partnership or Trust Car Loan



More Information on Car Finance




Dealer Sale

Vehicle purchased through a registered motor dealership within Australia. One of the benefits of buying through a certified dealer is a 3 month mandatory warranty will be provided on the car, so if anything goes wrong with the car you are covered.

Private Sale

Luxury & Prestige Cars

Exotic Cars

Classic Cars