PERSONAL USE CAR FINANCE
Car Loan
A car loan or secured loan is when the financier lends the client money for the purchase of a vehicle and takes security over the vehicle to protect the loan. The financier will lift the title over the goods at the end of the term, allowing the title to be transferred to the client. This is the most commonly used loan.
Flexible Terms 1-7 years
Fixed interest rates
Finance available from $5,000
Balloon payments available
Age of vehicles up to 20 years old end of term
Dealer and Private sales
Luxury, Prestige, Classic & Exotic sales
Personal Loan
Novated Lease
BUSINESS USE CAR FINANCE
Chattel Mortgage
A Chattel Mortgage is a commercial product available to ABN registered businesses or sole traders. Individuals that receive a car allowance from their employer can also access this product. Under a Chattel Mortgage, the customer takes ownership of the vehicle (chattel) at the time of purchase. This is the most commonly used loan for businesses.
Flexible contract terms 1-7 years
Fixed interest rates
Finance available from $5,000
Deposit (either cash or trade-in may be used)
Balloon payment can be applied reducing monthly repayments
Customers registered for GST can claim full GST on the asset when they lodge their next Business Activity Statement
Depreciation and interest can be claimed as a Tax Deduction
Finance Lease
Novated Lease
Start Up Company, Sole Trader, Partnership or Trust Car Loan
Lo-Doc Company, Sole Trader, Partnership or Trust Car Loan
Full-Doc Company, Sole Trader, Partnership or Trust Car Loan
More Information on Car Finance
Dealer Sale
Vehicle purchased through a registered motor dealership within Australia. One of the benefits of buying through a certified dealer is a 3 month mandatory warranty will be provided on the car, so if anything goes wrong with the car you are covered.
Private Sale
Luxury & Prestige Cars
Exotic Cars
Classic Cars